You do not need techy skills or lots of money to set up your own Fediverse server! It starts from about $10 a month via a managed hosting company that does all the techy stuff for you.

I run a site for non-techy people who want to have their own servers at:

➡️ https://growyourown.services

You can follow the site's account at @homegrown. It includes a guide to making your own Mastodon server in 10 steps:

➡️ https://growyourown.services/making-your-own-mastodon-server-in-10-steps/

Most of this guide applies to any Fedi server on managed hosting.